FinviloEQ Bank
10 Day Notice Savings Account
A savings account requiring 10 days of advance notice before a withdrawal.
- Savings interest rate
- 2.35%
Online banks
Part of Banking
Compare bank accounts by the transactions you use, the fees you would actually pay and how you access your money. A fee waiver is only useful if you can meet its conditions.
Compare the 21 listed products below. Open a product for its terms and source links. Missing terms are not confirmed.
EQ Bank
30 Day Notice Savings Account
A savings account requiring 30 days of advance notice before a withdrawal.
- Savings interest rate
- 2.75%
EQ Bank
First Home Savings Account (FHSA)
A registered cash savings option for a first home, with tax-deductible contributions and tax-free qualifying withdrawals. It is not available in Quebec.
- Savings interest rate
- 1.50%
Simplii Financial
High Interest Savings Account
A savings account with no monthly or transaction fees and no minimum balance.
Full details for High Interest Savings Account (opens in new tab)EQ Bank
Joint Account
A shared savings and everyday banking account for managing money with other account holders. The listed rate is the base rate.
- Savings interest rate
- 1.50%
KOHO
KOHO Prepaid Mastercard
A reloadable prepaid Mastercard with a spending account and app. It is not a credit card.
Full details for KOHO Prepaid Mastercard (opens in new tab)Simplii Financial
No Fee Chequing Account
An everyday account with no monthly fee or minimum balance. Unlimited debit purchases, bill payments and withdrawals are included.
Full details for No Fee Chequing Account (opens in new tab)Tangerine
No-fee daily Chequing Account
An everyday account with no monthly fee or minimum balance. It includes unlimited debit purchases, bill payments and pre-authorized transactions.
- Transactions included
- Unlimited number of daily transactions
EQ Bank
Personal Account
A combined everyday banking and savings account with no everyday banking fees. The listed rate here is the base rate, excluding conditional bonus interest.
- Savings interest rate
- 1.50%
Tangerine
RIF Savings Account
A retirement income savings account for drawing on retirement funds while continuing to earn interest.
Full details for RIF Savings Account (opens in new tab)Simplii Financial
RRSP Savings Account
A retirement savings account with tax-deductible contributions and no minimum deposit or balance.
Full details for RRSP Savings Account (opens in new tab)EQ Bank
RRSP Savings Account
A retirement savings account with tax-deferred growth. It is not available in Quebec.
- Savings interest rate
- 1.50%
Tangerine
RSP Savings Account
A retirement savings account with the tax benefits of an RSP.
Full details for RSP Savings Account (opens in new tab)Tangerine
Savings Account
A savings account with no minimum balance and automatic savings tools.
Full details for Savings Account (opens in new tab)Tangerine
Tax-Free Savings Account
A savings account that earns tax-free interest within your TFSA contribution room.
Full details for Tax-Free Savings Account (opens in new tab)Simplii Financial
Tax-Free Savings Account
A savings account with tax-free interest and withdrawals, subject to TFSA contribution limits.
Full details for Tax-Free Savings Account (opens in new tab)EQ Bank
Tax-Free Savings Account (TFSA)
A registered account offering tax-free interest on cash savings, subject to contribution limits.
- Savings interest rate
- 1.50%
EQ Bank
US Dollar Account
An interest-bearing account for US dollar savings and currency transfers. It is not available in Quebec.
- Savings interest rate
- 2.50%
Tangerine
US$ Savings Account
An account for holding and earning interest on US dollars without a minimum balance.
Full details for US$ Savings Account (opens in new tab)Simplii Financial
USD Savings Account
An account for US dollar savings with no monthly fee or minimum balance.
Full details for USD Savings Account (opens in new tab)Wealthsimple
Wealthsimple Chequing
A no-monthly-fee spending and saving account that earns interest, run through Wealthsimple's app.
Full details for Wealthsimple Chequing (opens in new tab)What to check before choosing online banks
Everyday costs
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Savings terms
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A bank's presence in a province does not confirm that every account is available there.
Before you visit a provider
Confirm current fees, rates and eligibility directly with the provider. Product terms can change over time. A listed product is not a recommendation or a promise of approval.
Availability must be confirmed for your province or territory. If product-specific location or eligibility information is missing, it is not confirmed.
For further guidance, visit Financial Consumer Agency of Canada.
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