Home insurance: Intact vs TD Insurance vs belairdirect vs Co-operators vs Sonnet
Home insurance policies differ most in water damage, overland flood and sewer backup coverage. Read those sections closely.
| Feature | Intact Insurance | TD Insurance | belairdirect | The Co-operators | Sonnet Insurance |
|---|---|---|---|---|---|
| Where available | Not confirmed | Not confirmed | Not confirmed | Not confirmed | BC, Alberta, Ontario, Québec, New Brunswick, Nova Scotia or PEI |
| Coverage included | Home protection; personal liability | Home; belongings; additional living expenses through Million Dollar Solution | Not confirmed | Personal items; liability coverage | Personal liability; dwelling and detached structures |
| Optional coverages | Additional coverage available to tailor protection | Not confirmed | Not confirmed | Not confirmed | Not confirmed |
| Repair warranty | Not confirmed | 3-year workmanship warranty for completed repairs covered by the claim when using the vendor network | Not confirmed | Not confirmed | Not confirmed |
| Discounts | Not confirmed | Not confirmed | Home and auto bundling | Not confirmed | Not confirmed |
| Details | Full profileOfficial provider page | Full profileOfficial provider page | Full profileOfficial provider page | Full profileOfficial provider page | Full profileOfficial provider page |
Our take
Compare quotes with the same replacement cost, deductible and water coverage. A cheaper quote often leaves out flood or sewer backup.
Rates and fees change. Confirm current terms on the provider's official page before applying. General information, not personalized advice.
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