FinviloFinancial Consumer Agency of Canada
FCAC Budget Planner
A free budget planning tool from the Financial Consumer Agency of Canada.
Full details for FCAC Budget Planner (opens in new tab)Budgeting apps
Part of Financial Planning
Compare planning services by the help you need, the provider's qualifications and how they are paid. A budgeting app and personal financial advice serve different needs.
Compare the 3 listed products below. Open a product for its terms and source links. Missing terms are not confirmed.
Moka
Moka
An app that rounds up purchases and invests the spare change in a managed ETF portfolio.
Full details for Moka (opens in new tab)YNAB
YNAB
A paid budgeting app based on giving every dollar a job.
Full details for YNAB (opens in new tab)What to check before choosing budgeting apps
Scope
Clarify whether you need budgeting, retirement planning, estate help or investment advice.
Qualifications
Verify credentials and the services the professional is authorized to provide.
Fees and conflicts
Ask about direct charges, commissions and ongoing commitments.
General planning tools are not personalized financial, tax or legal advice.
Before you visit a provider
Confirm current fees, rates and eligibility directly with the provider. Product terms can change over time. A listed product is not a recommendation or a promise of approval.
Availability must be confirmed for your province or territory. If product-specific location or eligibility information is missing, it is not confirmed.
For further guidance, visit Financial Consumer Agency of Canada.
This is general information, not personalized advice. Read our editorial policy and affiliate disclosure.