Finvilo

Bad-credit loans

Part of Personal Loans

Compare loans by the total repayment cost, not just the monthly payment. A longer term can make payments smaller while keeping you in debt longer.

Compare the 1 listed products below. Open a product for its terms and source links. Missing terms are not confirmed.

What to check before choosing bad-credit loans

Total cost

Request the interest rate, all fees and the total amount repayable.

Repayment flexibility

Check payment frequency, early repayment rules and missed-payment consequences.

Security and approval

Confirm whether collateral is required and which eligibility checks apply.

An advertised rate is not necessarily the rate you will qualify for. Secured borrowing puts collateral at risk.

Before you visit a provider

Confirm current fees, rates and eligibility directly with the provider. Product terms can change over time. A listed product is not a recommendation or a promise of approval.

Availability must be confirmed for your province or territory. If product-specific location or eligibility information is missing, it is not confirmed.

For further guidance, visit Financial Consumer Agency of Canada.

This is general information, not personalized advice. Read our editorial policy and affiliate disclosure.