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FHSA – Savings Account

A first-home savings account with tax-deductible contributions and tax-free qualifying home-purchase withdrawals.

Confirm terms with Desjardins

Provider information link, not an application on this site.

Recorded fees, rates and features

Amounts are in CAD unless the source specifies otherwise. A promotional term is not necessarily an ongoing term.

Savings interest rate

2.00%

Provider source

Eligibility and provincial availability

Provinces and territories
Not confirmed
Application requirements
Not confirmed

Ask the provider to confirm residence, age, identification, income and any credit requirements that apply to this product. A listing does not guarantee approval.

Is this a fit for you?

Use the recorded details as a starting point, then compare the full cost and conditions with your needs. Product-specific benefits, exclusions and suitability have not received a separate editorial assessment on this page.

Your goal

Distinguish retirement, first-home and education saving needs.

Personal eligibility

Verify contribution room, residency rules and withdrawal conditions.

Provider costs

Compare administration, investment and transfer fees, plus available holdings.

Contribution limits and tax consequences depend on the account and your circumstances. Check CRA guidance before contributing.

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Sources and important limitations

Official provider information for FHSA – Savings Account

Terms may have changed since this information was collected. Unknown details are not confirmed, not assumed to be free or available nationwide. This is general information, not personalized financial, tax, legal or insurance advice.

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