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RBC Insurance

RBC Simplified Disability Insurance

Monthly income benefits for covered injuries or illnesses.

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Provider information link, not an application on this site.

Recorded fees, rates and features

Amounts are in CAD unless the source specifies otherwise. A promotional term is not necessarily an ongoing term.

Starting premium

As low as $10.50 per month (injury-only)

Provider source
Monthly benefit

$500, $1,000 or $1,500, up to 75% of gross monthly income

Provider source
Eligibility

Ages 18 to 55, working at least 30 hours per week

Provider source
Benefit period

Up to two years

Provider source
Waiting period

60 or 90 days

Provider source

Eligibility and provincial availability

Provinces and territories
Not confirmed
Application requirements
Ages 18 to 55, working at least 30 hours per week

Ask the provider to confirm residence, age, identification, income and any credit requirements that apply to this product. A listing does not guarantee approval.

Is this a fit for you?

Use the recorded details as a starting point, then compare the full cost and conditions with your needs. Product-specific benefits, exclusions and suitability have not received a separate editorial assessment on this page.

Coverage

Compare covered events, benefit limits, exclusions and waiting periods.

Out-of-pocket costs

Check premiums, deductibles and any co-payments.

Policy conditions

Review renewal terms, cancellation rules and claims requirements.

Insurance rules and product availability can differ by province. Confirm coverage with a licensed provider.

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Sources and important limitations

Official provider information for RBC Simplified Disability Insurance

Terms may have changed since this information was collected. Unknown details are not confirmed, not assumed to be free or available nationwide. This is general information, not personalized financial, tax, legal or insurance advice.

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