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TD Canada Trust

Canada Small Business Financing Line of Credit

Working-capital credit through the Canada Small Business Financing program. Interest and registration charges apply, and program participation does not guarantee approval.

Confirm terms with TD Canada Trust

Provider information link, not an application on this site.

Recorded fees, rates and features

Amounts are in CAD unless the source specifies otherwise. A promotional term is not necessarily an ongoing term.

Maximum credit

Up to CAD 150,000, subject to program rules and credit approval.

Provider source
Registration fee

2%, paid upfront or financed within the authorized limit.

Provider source
Uses

Working capital and operating expenses.

Provider source
Initial term

Up to five years; renewal and conversion options subject to conditions.

Provider source

Eligibility and provincial availability

Provinces and territories
Not confirmed
Application requirements
Not confirmed

Ask the provider to confirm residence, age, identification, income and any credit requirements that apply to this product. A listing does not guarantee approval.

Is this a fit for you?

Use the recorded details as a starting point, then compare the full cost and conditions with your needs. Product-specific benefits, exclusions and suitability have not received a separate editorial assessment on this page.

Cost of funding

Compare interest, origination charges, repayment deductions and the total cost.

Cash flow fit

Check repayment timing against your business income and seasonal changes.

Personal exposure

Ask about collateral, personal guarantees and what happens if payments are missed.

Do not treat a factor rate as an annual interest rate. Ask the provider to explain the repayment calculation.

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Sources and important limitations

Official provider information for Canada Small Business Financing Line of Credit

Terms may have changed since this information was collected. Unknown details are not confirmed, not assumed to be free or available nationwide. This is general information, not personalized financial, tax, legal or insurance advice.

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