FinviloHome Trust
Home Trust Residential Mortgages
Mortgages from an alternative lender for borrowers who may not fit bank criteria, offered through mortgage brokers.
Full details for Home Trust Residential Mortgages (opens in new tab)Home Trust
We list 3 Home Trust products, grouped by type below. Details come from Home Trust's own published pages; anything it does not publish is left out. We have not personally tested these products.
Official Home Trust websiteFixed and variable
Secured
Home Trust
Home Trust Secured Visa: Low Rate Option
A lower-interest pricing option in the Home Trust Secured Visa family with an annual fee. The cash deposit secures the account, while regular payments are still required.
- Credit reporting
- Monthly reporting to a credit bureau.
- Provinces
- Quebec excluded; complete province-by-province availability Not confirmed.
- Repayment
- Deposit does not replace monthly payments.
- Security deposit and limit
- CAD 500 to CAD 10,000; limit equals deposit.
Home Trust
Home Trust Secured Visa: No Annual Fee Option
Deposit-secured card with monthly credit-bureau reporting. The deposit determines the limit but does not replace regular card payments.
- Provinces
- Quebec excluded; complete province-by-province availability Not confirmed.
- Credit reporting
- Monthly reporting to a credit bureau.
- Requirements
- Permanent Canadian resident, age of majority, not currently bankrupt.
- Annual fee
- CAD 0.
Rates and fees change. Confirm current terms with Home Trust before applying. General information, not personalized advice.