FinviloWealthsimple
Wealthsimple Chequing
A no-monthly-fee spending and saving account that earns interest, run through Wealthsimple's app.
Full details for Wealthsimple Chequing (opens in new tab)Wealthsimple
We list 5 Wealthsimple products, grouped by type below. Details come from Wealthsimple's own published pages; anything it does not publish is left out. We have not personally tested these products.
Official Wealthsimple websiteOnline banks
Retirement planning
Wealthsimple
Wealthsimple RRSP
RRSP with managed, self-directed and savings options.
- 2026 contribution limit
- 18% of prior year's earned income, up to $33,810
- Tax treatment
- Contributions deducted from taxable income; withdrawals taxed as income (some exceptions)
- Contribution deadline
- 60 days after December 31
Robo-advisors
Wealthsimple
Wealthsimple Managed Investing
A robo-advisor that builds and rebalances a diversified ETF portfolio for you based on a short questionnaire.
- Management fee
- Core 0.5%; Premium 0.4% ($100,000+); Generation 0.2% to 0.4% ($500,000+)
Trading apps
Wealthsimple
Wealthsimple Self-Directed Investing
Buy and sell Canadian and US stocks and ETFs in an app, in TFSA, RRSP, FHSA and non-registered accounts.
Full details for Wealthsimple Self-Directed Investing (opens in new tab)Wealthsimple
Wealthsimple Trade
Commission-free stock and ETF trading app with options.
- Stock and ETF commissions
- $0
- Options contracts
- $0
- Market data
- Real-time
Rates and fees change. Confirm current terms with Wealthsimple before applying. General information, not personalized advice.