British Columbia guarantees credit union deposits in full through the Credit Union Deposit Insurance Corporation of BC, and basic auto insurance comes only from the public insurer ICBC. Banks fall under CDIC.
CUDIC guarantees all deposits and non-equity shares at BC credit unions without a limit. Bank deposits are covered by CDIC up to CAD 100,000 per eligible category.
Basic Autoplan is mandatory and sold only by ICBC. Optional coverage can come from ICBC or private insurers.
BC charges 7% PST plus 5% GST. Home buyers pay a property transfer tax, with exemptions for some first-time buyers and newly built homes. The provincial speculation and vacancy tax applies in designated areas, and eligible owners can claim a home owner grant on their property tax.
These products name British Columbia in the availability terms the provider publishes. Most listings do not state provincial availability yet, so check other categories too.
ICBC
Basic Autoplan is mandatory vehicle insurance in British Columbia and includes Enhanced Accident Benefits and Basic Vehicle Damage Coverage. Basic Vehicle Damage Coverage applies when the other driver is responsible; repairs when you are responsible require optional Collision coverage.
Community Futures British Columbia
Repayable financing through local offices for startups, existing businesses and social enterprises in BC.
Sonnet Insurance
Home insurance protects your house, belongings and personal liability. It suits homeowners buying online in the listed provinces; policies have exclusions and limits that should be reviewed.
Sonnet Insurance
Tenant insurance protects renters’ personal belongings, personal liability and additional living expenses if they cannot live in their rental unit. It suits people renting or leasing their home because the landlord’s policy does not provide their contents or liability protection.
WeBC
Loans up to CAD 150,000 for women starting, buying or growing businesses in British Columbia.
BDC
Financing to buy, merge with or take over a Canadian business, including some transaction costs.
BDC
A loan that pays suppliers directly so a business can fill large customer orders.
BDC
A loan for hardware, software, cybersecurity, digital infrastructure and expert IT advice.
BDC
A loan for growth projects such as inventory, supplier payments, new markets and hiring, without using everyday cash.
Federation of African Canadian Economics
Loans up to CAD 250,000 for Black business owners across Canada.
Futurpreneur
Equity-free startup financing plus mentorship for entrepreneurs aged 18 to 39 starting or buying a business.
Women's Enterprise Organizations of Canada
Loans up to CAD 50,000 with business support for women entrepreneurs across Canada.
These institutions operate in British Columbia. Membership and residence rules vary, and not every product they offer is available everywhere.
Limits and rules can change. Confirm current terms with the provincial body before relying on them. This is general information, not financial advice.
Finvilo