In Ontario, credit unions are regulated by the Financial Services Regulatory Authority of Ontario (FSRA), which also insures their eligible deposits. Car insurance is sold by private insurers under FSRA rules, so prices vary widely and shopping around matters.
FSRA's deposit insurance covers eligible deposits at Ontario credit unions up to CAD 250,000, and eligible deposits in registered plans such as RRSPs and TFSAs without a limit. Banks are covered by CDIC instead.
Auto insurance is mandatory and sold by private insurers. Rates are approved by FSRA but set by each insurer, so quotes for the same driver can differ a lot.
Ontario uses a 13% HST. The province charges a land transfer tax on home purchases, and Toronto adds its own municipal land transfer tax. First-time buyers may qualify for refunds on part of both. Property values are assessed province-wide by MPAC.
These products name Ontario in the availability terms the provider publishes. Most listings do not state provincial availability yet, so check other categories too.
Sonnet Insurance
Car insurance offers protection against vehicle repair or replacement costs and responsibility for damage or injuries caused to others while driving. Drivers can customize and buy their policy online in Ontario, Quebec, New Brunswick, Nova Scotia and P.E.I.
TD Insurance
Car Insurance provides coverage for people who finance, own or lease their car. The official page presents this product within its Ontario insurance offerings.
belairdirect
Car insurance helps drivers stay protected on the road. The quote page specifically lists car insurance in Alberta, Quebec and Ontario.
TD Insurance
Condo Insurance offers coverage for condo owners. It appears in the Ontario product range, and condo coverage can be combined with car insurance.
Sonnet Insurance
Home insurance protects your house, belongings and personal liability. It suits homeowners buying online in the listed provinces; policies have exclusions and limits that should be reviewed.
CAA Insurance (Ontario/South Central Ontario)
Homeowner’s Insurance covers the house, outbuildings, personal belongings and liability if someone is injured on the property. It is described for Ontario homeowners and may cover extra living expenses when the house is uninhabitable due to a covered loss.
Your Neighbourhood Credit Union
Flexible reusable personal credit with interest on the amount used. Ontario residence requirements apply.
Sonnet Insurance
Tenant insurance protects renters’ personal belongings, personal liability and additional living expenses if they cannot live in their rental unit. It suits people renting or leasing their home because the landlord’s policy does not provide their contents or liability protection.
CAA Insurance (Ontario/South Central Ontario)
Tenant Insurance protects personal belongings and liability for people renting their home in Ontario. Belongings are covered up to the policy limit for covered perils, but the building itself is the landlord’s responsibility.
Your Neighbourhood Credit Union
An electric vehicle loan from Your Neighbourhood Credit Union in Ontario, with an advertised rate from 5.05% and terms up to 96 months on select vehicles.
BDC
Financing to buy, merge with or take over a Canadian business, including some transaction costs.
BDC
A loan that pays suppliers directly so a business can fill large customer orders.
BDC
A loan for hardware, software, cybersecurity, digital infrastructure and expert IT advice.
BDC
A loan for growth projects such as inventory, supplier payments, new markets and hiring, without using everyday cash.
Federation of African Canadian Economics
Loans up to CAD 250,000 for Black business owners across Canada.
Futurpreneur
Equity-free startup financing plus mentorship for entrepreneurs aged 18 to 39 starting or buying a business.
Women's Enterprise Organizations of Canada
Loans up to CAD 50,000 with business support for women entrepreneurs across Canada.
These institutions operate in Ontario. Membership and residence rules vary, and not every product they offer is available everywhere.
Limits and rules can change. Confirm current terms with the provincial body before relying on them. This is general information, not financial advice.
Finvilo