Part of Registered and Retirement Accounts
Choose a registered account by its purpose, eligibility and contribution rules before comparing providers. An account's tax treatment is separate from the investments held inside it.
Compare the 6 listed products below. Open a product for its terms and source links. Missing terms are not confirmed.
CI Direct Investing
Education savings account in the managed-investing lineup. Grants depend on eligibility and plan rules, while investment fees still apply.
Desjardins Disnat
Education savings plan with self-directed investment selection. Holding an RESP is a listed inactivity-fee waiver condition, but other charges may apply.
Justwealth
An online portfolio manager offering ETF portfolios with an assigned portfolio manager, including RESP options.
Full details for Justwealth Portfolios (opens in new tab)Meridian Credit Union
Education savings plan opened through a branch advisor appointment. Confirm required identification directly with Meridian, not through this website.
National Bank Direct Brokerage
NBDB lists education savings plans in its brokerage applications, with a separate family RESP form. Confirm available holdings and plan administration charges.
RBC Royal Bank
A Registered Education Savings Plan at RBC that can receive the Canada Education Savings Grant.
Full details for RBC RESP (opens in new tab)Distinguish retirement, first-home and education saving needs.
Verify contribution room, residency rules and withdrawal conditions.
Compare administration, investment and transfer fees, plus available holdings.
Contribution limits and tax consequences depend on the account and your circumstances. Check CRA guidance before contributing.
Confirm current fees, rates and eligibility directly with the provider. Product terms can change over time. A listed product is not a recommendation or a promise of approval.
Availability must be confirmed for your province or territory. If product-specific location or eligibility information is missing, it is not confirmed.
For further guidance, visit Canada Revenue Agency: registered plans.
This is general information, not personalized advice. Read our editorial policy and affiliate disclosure.
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