TD Canada Trust

TD Canada Trust

TD Business Credit Cards

TD credit cards for small business spending.

TD Canada Trust

TD Business Bank Accounts

Business chequing plans from TD.

TD Canada Trust

Canada Small Business Financing Line of Credit

Working-capital credit through the Canada Small Business Financing program. Interest and registration charges apply, and program participation does not guarantee approval.

Maximum credit

Up to CAD 150,000, subject to program rules and credit approval.

Registration fee

2%, paid upfront or financed within the authorized limit.

Uses

Working capital and operating expenses.

Initial term

Up to five years; renewal and conversion options subject to conditions.

TD Canada Trust

Borderless Plan

A U.S.-dollar account for frequent travellers, with a fee rebate when the required balance is maintained.

Monthly fee

$4.95 U.S

Transactions included

Unlimited

TD Canada Trust

TD All-Inclusive Banking Plan

Includes unlimited banking transactions and selected credit card annual fee rebates.

Monthly fee

$30.95

Transactions included

Unlimited

TD Canada Trust

TD Every Day Chequing Account

Includes 25 transactions per month plus unlimited public transit transactions.

Monthly fee

$11.95

Transactions included

25

TD Canada Trust

TD Minimum Chequing Account

Includes 12 transactions, with up to two full-service transactions, plus unlimited public transit transactions.

Monthly fee

$3.95

Transactions included

12

TD Canada Trust

TD Student Chequing Account

TD's chequing account for students.

Monthly fee

$0

Transactions included

Unlimited

Minimum balance

None

TD Canada Trust

TD Unlimited Chequing Account

Includes unlimited transactions and no TD ATM fee at ATMs in Canada.

Monthly fee

$17.95

Transactions included

Unlimited

TD Canada Trust

U.S. Daily Interest Chequing Account

A U.S.-dollar account that pays interest and has no monthly fee.

Monthly fee

$0

TD Canada Trust

Business Mortgage

Financing for buying or improving business property, with different prepayment conditions for fixed and variable rates.

Prepayment

Variable-rate principal repayment without penalties; fixed-rate conditions differ.

Property types

Commercial and mixed commercial/residential properties.

Uses

Property purchase, expansion or renovation.

TD Canada Trust

TD Cash Back Visa Infinite* Card

A cash back credit card with an annual fee.

Annual fee

$139

Purchase interest rate

21.99%

Cash advance rate

22.99%

TD Canada Trust

TD Cash Back Visa* Card

A no-annual-fee card that earns Cash Back Dollars redeemable towards the account balance.

Annual fee

$0

Purchase interest rate

21.99%

Cash advance rate

22.99%

TD Canada Trust

TD First Class Travel® Visa Infinite* Card

A travel rewards credit card that earns TD Rewards Points.

Annual fee

$139

Purchase interest rate

21.99%

Cash advance rate

22.99%

TD Canada Trust

TD® Aeroplan® Visa Infinite* Card

A travel credit card that earns Aeroplan points.

Annual fee

$139

Purchase interest rate

21.99%

Cash advance rate

22.99%

TD Canada Trust

TD Personal Loan

Borrowing for large purchases or consolidating debt, with fixed or variable interest options. Compare total repayment and fees with the debts being replaced.

Term

One to seven years.

Rate structure

Fixed or variable.

Uses

Large purchases and debt consolidation.

Minimum loan

CAD 2,000.

TD Canada Trust

Business Loan

Business asset financing with fixed or variable interest options and security suited to the financed purchase.

Security

May include business assets, real estate or liquid security.

Rate structure

Fixed or variable; applicant-specific rate Not confirmed.

Uses

Equipment, vehicles and other fixed assets.

TD Canada Trust

TD Mortgages

Fixed and variable rate mortgages from TD for buying, renewing or switching.

TD Canada Trust

TD Mutual Funds

TD Asset Management's mutual fund lineup available through TD branches and online.

TD Canada Trust

TD New to Canada Banking Package

TD's account and credit card options for newcomers.

TD Canada Trust

TD ePremium Savings Account

A savings account with no monthly fee and interest on eligible balances of $10,000 or more. Online transfers to other TD deposit accounts are free.

Monthly fee

$0

TD Canada Trust

TD Every Day Savings Account

A no-monthly-fee savings account that earns interest on every dollar and includes one transaction per month.

Monthly fee

$0

TD Canada Trust

TD Growth™ Savings Account

A tiered-rate savings account with no monthly fee. Eligible TD chequing customers can earn a boosted rate.

Monthly fee

$0

TD Canada Trust

TD Direct Investing

TD's self-directed online brokerage, including the WebBroker platform and TD app.

TD Canada Trust

TD Personal Line of Credit

Reusable personal credit for unexpected expenses. Confirm your approved limit, rate and repayment requirements with TD.

Minimum limit

CAD 5,000.

Rate structure

Variable, with a fixed-rate option for all or part of the balance.

Funding speed

Not confirmed.

Structure

Revolving credit.

TD Canada Trust

TD Retirement Calculator

Explore retirement savings needs through an interactive planning calculator. Results are estimates, not an investment account or guaranteed outcome.

Purpose

Retirement savings planning.

Resource type

Educational calculator, not an investment offer.

Delivery

Interactive web application.

TD Canada Trust

TD Home Equity FlexLine

Home-equity borrowing for larger expenses such as renovations. The home supports the borrowing and is at risk if obligations are not met.

Fees

Not confirmed.

Borrowing ceiling

Up to 80% of home value; not a statement that the full amount is revolving credit.

Collateral

Home equity.

Minimum payment

Interest-only minimum payments displayed.

TD Canada Trust

TD Canada Small Business Financing Loan

A government-backed loan for eligible business property, equipment, leasehold improvements, intangible assets and operating expenses.

Maximum amount

CAD 1,000,000

Sublimits

Up to CAD 500,000 for equipment and leaseholds, including up to CAD 150,000 for intangibles and working capital

Financing coverage

Up to 90% of eligible asset costs

Amortization

Up to 15 years; up to 25 years may be available for real property

TD Canada Trust

TD Undergraduate Student Line of Credit

Student borrowing for eligible undergraduate education expenses, with repayment arrangements designed around studies.

Annual limit

Up to CAD 20,000.

Co-signer

Required for college or undergraduate applicants.

Overall limit

Up to CAD 80,000, subject to program conditions.

Repayment

Interest-only while studying; principal deferred until 24 months after leaving school.